EMI, or Equated Monthly Installments are quick and easy ways to pay off various types of loans. There are several perks of buying products on EMI, which you need to keep in mind. Here are the benefits of purchasing products on EMI:
1. Expensive utilities:
EMI helps you to buy anything and everything, including expensive products. You can feel free to easily purchase costly products like vehicles, smartphones, televisions, etc. through EMIs which otherwise you might not be able to purchase. It is advantageous both to the buyers and sellers.
There is a low-pressure on your wallet, as you can pay back your loan in pre-decided convenient amounts. These amounts are determined by the principle loan amount, tenure, the rate of interest and the buyer’s preference and ability for repayment.
3. Low Interest:
Upon converting the outstanding amount in your credit card into EMIs, the interest would be quite low, at about 1% to 1.5% per month. It eases the repayment process and does not become a huge financial burden while also enabling you to enjoy your purchased products.
4. Credit-Score Improvement:
When you pay through EMI, you get more time to arrange for funds at your own convenience. Timely and punctual EMIs will gradually improve your Credit-Score.
5. No Loan Approval Required:
Using EMI facility on your Credit Card does not require a loan approval. It is an instant process in which you can request your Credit Card service provider to convert the outstanding amount into your equated monthly installments.
6. Appealing Online Offers:
Purchasing products on EMI has added benefits sometimes, like discounts on processing and interest charges. On DARLING Easy EMI store, we take it one notch up and provide you with NO COST EMI products
Why Is DARLING The Easy EMI Store
Darling Green Channel Easy Finance Facility includes EMI Facilities provided by leading NBFC like Bajaj , HDB , Capital First and our Green Channel Approval system in which cases rejected by NBFC will still be precessed by DARLING after field verification and physical document check. Darling Green Channel helps you get your dream product with minimal documentation and delivered faster to your homes
Our Vast Range: Which Products can I buy? -All HTML Tags need to be redirected to darling pages @ Vimal XXXXXXXXXXXXXXXXX
There is a vast range of electronic products available on DARLING Easy EMI store – the latest trending Samsung LEDs up to 30% off, with EMIs starting from just Rs. 999/- per month and MI LED TVs with Zero Down Payment! DARLING boasts of a vast array of electronic products available on No Cost EMI. Top partners of Sony, LG, Samsung, Haier, Panasonic, Vivo, Oppo, Preethi, Carrier, Bluestar, Daikin, HP, Asus and other leading brands. Products available are a wide range of Smartphones, Laptops, Televisions, Washing Machines, Refrigerator, Speakers, Microwave Oven, Air Conditioners, Water Purifiers, Smartwatches , headphones and other electronics on EMI!
Your favourite electronic products are now just a click away!
What is No Cost EMI?
No Cost EMI is a type of Easy EMI in which you pay nothing over the agreed purchase price. The purchase price is then divided by the length of the tenor to calculate your EMIs. Some financiers offer the interest component applicable as a discount upfront. Others may offer a deal inclusive of certain discounts and processing charges. However, you aren’t charged anything above the purchase price with No Cost EMI, meaning that you incur no additional EMI charges on a monthly basis. No Cost EMI is sometimes referred to as zero cost EMI financing.
How does No Cost EMI work?
Consider that you are buying a television on No Cost EMI. The amount you pay post discounts and processing charges is Rs. 1 lakh. Assume that your tenor is 12 months. Here, your EMIs amount to Rs. 1,00,000/12 = Rs. 8,333.33 per month. Having seen what is zero cost EMI facility and how it works, learn how to avail it.
How do I Avail the Easy No Cost EMI Facility of DARLING
1. Select a Product
2. Click the Easy EMI button near the checkout button
3. It allows you to send Whatsapp message to Darling Easy EMI helpline number
4. DARLING Easy EMI executive will reach you and collect further details to approve your EMI scheme and once approved will share you approval Number
5. With the approval number you can walk into the DARLING store and purchase the products you need instantaneously at 0% schemes